Consumers face deep analysis paralysis when they search for reliable financial help. Conflicting online opinions create a real fear of picking a bad service.
This data-driven guide aggregates thousands of verified ratings to find the best loan brokers in Singapore. It cuts through the noise to deliver clear, objective metrics.
Readers can use this structured breakdown to make a confident decision today. The bottom-line summaries below eliminate the guesswork entirely.
How We Picked
- Approval Success Rates: Analysts calculated the ratio of successful applications to rejections across various credit profiles. Companies with approval rates below the industry standard got dropped immediately.
- Fee Transparency: The review team audited each broker for hidden administrative charges or surprise processing costs. Brokers fail the test if they don’t publish their full fee structures upfront.
- Speed of Disbursement: Researchers analysed the exact time it takes from final approval to cash in hand. Any service taking longer than a 24-hour turnaround time lost significant points.
- Partner Network Size: A tiny network limits consumer choices and leads to poor interest rate matches. The database filtered out brokers partnered with fewer than ten licensed financial institutions.
- Verified User Consensus: The algorithm stripped away sponsored fluff and isolated authentic client feedback. It flagged and removed companies with high volumes of complaints about aggressive sales tactics.
#1. Best Loan Broker In Singapore – Lendingpot
Image Credit: Lendingpot
| Website | https://www.lendingpot.sg/ |
| Location | 10 Eunos Rd 8, #09-04A Singapore Post Centre, Singapore 408600 |
| Operating Hours | Monday to Friday: 9AM to 6PM |
| Contact | +65 6950 3832 |
| Price | Varies by loan type and applicant profile |
| Google Review Ratings | 4.9 ⭐⭐⭐⭐⭐ from 1,278 reviews as of February 2026 |
| Services Offered | Personal Loan Mortgage Loan Business Term Loan Property-Backed Loan Invoice Financing and more |
Lendingpot operates a digital marketplace that connects borrowers with over 45 lending partners. They rank among the best loan brokers in Singapore for their unbiased referral system.
The platform uses an advanced matching algorithm to provide eligibility results upfront. This feature saves clients time and protects them from credit damage caused by multiple rejections.
They offer a unique cashback guarantee on every successful application to reward smart financial choices. Their leadership team includes former corporate bankers with deep credit risk experience.
#2. Mortgage Hub Pte Ltd
Image Credit: Mortgage Hub Pte Ltd
| Website | https://mortgagehub.com.sg/ |
| Location | 62 Ubi Rd 1, #08-04 Oxley Bizhub 2, Singapore 408734 |
| Operating Hours | Monday to Friday: 9AM to 6PM Saturday to Sunday: CLOSED |
| Contact | +65 8869 1912 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 42 reviews as of February 2026 |
| Services Offered | SME Working Capital Loan Business Term Loan Trade Financing Business Overdraft Invoice Financing and more |
Mortgage Hub Pte Ltd specialises in high-precision financing for residential and commercial clients. Metrics indicate they’re one of the best loan brokers in Singapore for property investors.
Their team of former bankers utilises insider knowledge to pre-screen applications with exceptional accuracy. They boast a near 95 percent approval rate by effectively restructuring complex credit submissions.
The firm utilises advanced digital tools to compare competitive rates across 30 different banks. They routinely secure in-principle approvals significantly faster than direct bank channels.
#3. Mortgage Consultancy
Image Credit: Mortgage Consultancy
| Website | https://www.mortgageconsultancy.com.sg/ |
| Location | 47 Kallang Pudding Road #09-08 The Crescent @ Kallang, Singapore 349318 |
| Operating Hours | Monday to Sunday: OPEN 24 HOURS |
| Contact | Not listed |
| Price | Cash Loan from 1%+ (Varies by service) |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 46 reviews as of February 2026 |
| Services Offered | Bridging Loan New Home Loan Commercial and Industrial Property Loan Decoupling Matters HDB and Private Home Loan and more |
Mortgage Consultancy manages over one billion dollars in mortgage value for local property owners. Data confirms they’re one of the best loan brokers in Singapore for asset restructuring.
Their team consists entirely of former bankers who understand internal credit approval protocols intimately. They regularly secure approvals for self-employed individuals facing steep income verification hurdles.
The firm holds the Accredited NS Mark award for their support of National Service. Major financial media outlets like Yahoo Finance frequently feature their top-rated mortgage blog.
#4. Mortgage Master
| Website | https://mortgagemaster.com.sg/ |
| Location | 1008 Toa Payoh N, #05-17, Singapore 318996 |
| Operating Hours | Monday to Thursday: 10AM to 7PM Friday to Sunday: CLOSED |
| Contact | +65 6974 7673 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 535 reviews as of February 2026 |
| Services Offered | HDB Loan Private Property Loan BUC Loan Refinancing Home Loan Refinancing HDB Loan and more |
Mortgage Master leverages proprietary technology to match borrowers with suitable banking partners efficiently. The firm provides end-to-end assistance for new purchase loans and equity financing.
Their consultants aggressively negotiate rates that undercut published bank offers to maximise consumer savings. They regularly advise clients against switching packages if the move lacks genuine financial benefit.
The company secured significant venture capital funding to improve their digital customer service infrastructure. They identify highly specific opportunities like reverse mortgages for senior citizens.
#5. MortgageWise.sg
| Website | https://www.mortgagewise.sg/ |
| Location | 10 Anson Rd, #05-01 International Plaza, Singapore 079903 |
| Operating Hours | Monday to Sunday: 8AM to 10PM |
| Contact | +65 6592 0866 |
| Price | Varies by loan type |
| Google Review Ratings | 4.9 ⭐⭐⭐⭐⭐ from 227 reviews as of February 2026 |
| Services Offered | New Home Loan Refinancing Home Loan Commercial & Industrial Property Loan Equity Term Loan Mortgage Insurance and more |
MortgageWise.sg focuses heavily on interest rate cycle analysis and macroeconomic forecasting. They easily rank among the best loan brokers in Singapore for strategic property investors.
Their consultants alert clients months before lock-in periods expire to prevent unfavourable contract rollovers. They advise buyers on choosing fixed or floating rates based on long-term cost projections.
The firm maintains a tangible rewards programme that distributes supermarket vouchers upon loan disbursement. They publish detailed educational content to demystify complex mortgage concepts for everyday consumers.
#6. The Loan Connection
| Website | https://theloanconnection.com.sg/ |
| Location | 1 Fullerton Rd, #02-01 One Fullerton, Singapore 049213 |
| Operating Hours | Monday to Friday: 9:30AM to 6:30PM Saturday to Sunday: CLOSED |
| Contact | +65 8138 5611 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 142 reviews as of February 2026 |
| Services Offered | New Purchase Home Loan Refinancing Home Loan HDB Home Loan Commercial Property Loan Equity Term Loan and more |
The Loan Connection acts as an independent intermediary for private residential and commercial financing. They aggregate rates from all major financial institutions into one clear format.
Their consultants effectively manage non-standard financial situations like variable income streams. They handle all direct bank communication to ensure applications receive the most favourable presentation.
The service operates with a strict zero-cost policy for all prospective borrowers. They heavily emphasise time efficiency by bringing the entire market directly to the client.
#7. Dollarback Mortgage
| Website | https://dollarbackmortgage.com/ |
| Location | 25 Loyang Cres, #04-05, Singapore 508988 |
| Operating Hours | Monday to Friday: 10AM to 8PM Saturday: 10AM to 5PM Sunday: CLOSED |
| Contact | +65 9298 6367 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 365 reviews as of February 2026 |
| Services Offered | HDB Bank Loan Refinance Mortgage Loan Executive Condo Loan |
Dollarback Mortgage partners with 16 major banks to provide comprehensive property financing options. They undeniably stand out as one of the best loan brokers in Singapore.
The platform actively integrates cost-saving incentives like cashback rewards for successful applicants. They negotiate discounted legal fees with partner law firms to reduce hidden refinancing costs.
Their system monitors client packages and sends timely alerts to switch when lock-in periods end. Lifestyle publications like Smart Singapore frequently feature their highly consumer-centric brokerage model.
#8. Keyquest Mortgage
| Website | https://keyquestmortgage.com.sg/ |
| Location | 114 Lavender St., #05-77, Singapore 338729 |
| Operating Hours | Monday to Friday: 9AM to 9PM Saturday to Sunday: CLOSED |
| Contact | +65 9863 8455 |
| Price | Varies by loan type |
| Google Review Ratings | 4.9 ⭐⭐⭐⭐⭐ from 264 reviews as of February 2026 |
| Services Offered | Residential Property Loan Commercial & Industrial Property Loan Construction Loan Bridging Loan Equity Loan |
Keyquest Mortgage brings over a decade of experience to the local property financing sector. They work directly with a robust panel of 18 different financial institutions.
Their team monitors interest rate movements daily to catch unadvertised flash promotions. They manage the entire submission timeline to prevent administrative delays for clients.
The firm maintains complete neutrality when comparing bank offers for their clients. They deliver a boutique concierge experience without charging any direct service fees.
#9. FinanceGuru Pte Ltd
| Website | https://financeguru.sg/ |
| Location | 12 Arumugam Rd, Suite B #02-02B LTC Building, Singapore 409958 |
| Operating Hours | Monday to Friday: 9AM to 9PM Saturday to Sunday: CLOSED |
| Contact | +65 9890 9090 |
| Price | Varies by loan type |
| Google Review Ratings | 4.9 ⭐⭐⭐⭐⭐ from 159 reviews as of February 2026 |
| Services Offered | Home Loans Mortgage Advisory and more |
FinanceGuru Pte Ltd operates a comprehensive platform for business, renovation, and personal financing. Many analysts consider them the best loan brokers in Singapore for bundled credit services.
They partner with 16 banks to execute a strict comparison model for the lowest rates. Their consultants consistently help families secure simultaneous home and renovation loans efficiently.
The firm integrates insurance and general financial planning principles into their core advisory framework. They hold numerous five-star reviews highlighting their knowledgeable and patient service culture.
#10. SGP Credit Singapore Pte Ltd
| Website | https://www.sgpcredit.com.sg/ |
| Location | Blk 133 Jurong Gateway Rd, #01-295, Singapore 600133 |
| Operating Hours | Monday to Wednesday: 11:30AM to 7:30PM Thursday to Friday: CLOSED Saturday: 11:30AM to 2PM Sunday: CLOSED |
| Contact | +65 6466 1157 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 5,664 reviews as of February 2026 |
| Services Offered | Personal Loans Business Loans Entrepreneur Loan Business Financing Loans SME Loan and more |
SGP Credit Singapore Pte Ltd operates as a licensed moneylender providing immediate liquidity solutions. They offer personal, payday, and foreigner loans to bridge short-term cash flow gaps.
Their streamlined application process allows for same-day cash disbursement during critical financial emergencies. They design highly personalised repayment plans that match specific individual income cycles.
The Ministry of Law fully regulates their operations to protect borrowers from predatory practices. They strictly adhere to the Moneylenders Act regarding transparent fee structures and interest caps.
#11. Redbrick Mortgage Advisory
| Website | https://www.redbrick.sg/ |
| Location | 1 Coleman St, #08-11 The Adelphi, Singapore 179803 |
| Operating Hours | Monday to Friday: 9AM to 6PM |
| Contact | +65 8898 6868 |
| Price | Contact for quote |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 7.9K reviews as of February 2026 |
| Services Offered | Residential Property Home Loan Commercial & Industrial Property Loan Home Construction Loan Bridging Loan International Home Loan and more |
Redbrick Mortgage Advisory provides financing solutions for residential and commercial properties. The firm employs over 80 seasoned professionals to handle complex asset decoupling and pledging.
They maintain close relationships with established banking partners to unlock exclusive corporate rates. Their large business volume allows them to negotiate favourable terms during difficult credit situations.
The advisory team frequently publishes in-depth market analyses to help buyers make data-driven decisions. They hold widespread recognition as a leading independent advisory firm locally.
#12. Home Loan Whiz
| Website | https://homeloanwhiz.com.sg/ |
| Location | 6001 Beach Rd, #22-01 GOLDEN MILE TOWER, Singapore 199589 |
| Operating Hours | Monday to Sunday: 9AM to 8PM |
| Contact | +65 6715 1559 |
| Price | Varies by loan type |
| Google Review Ratings | 4.9 ⭐⭐⭐⭐⭐ from 167 reviews as of February 2026 |
| Services Offered | New Home Loans Refinancing Home Equity Loans Conveyancing Lawyer Approval In Principle and more |
Home Loan Whiz provides objective mortgage consultancy services using real-time market data. They compare rates across 20 major banks to secure optimal new purchase and equity loans.
Their consultants handle the entire application lifecycle from document preparation to final cash disbursement. They guarantee the lowest rates and typically respond to all enquiries within one working day.
The company operates on a zero-cost model where banks compensate them directly. They provide specialised referrals for mortgage insurance and conveyancing lawyers to support buyers.
#13. Greystone Advisory Pte Ltd
| Website | https://www.greystone.com.sg/ |
| Location | 114 Lavender Street CT Hub 2, #02-53, Singapore 338729 |
| Operating Hours | Monday to Sunday: OPEN 24 HOURS |
| Contact | +65 8821 5999 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 73 reviews as of February 2026 |
| Services Offered | SME Business Loan Property Cash-Out Personal Loan Business Loan Property Loan |
Greystone Advisory Pte Ltd functions as a private finance broker for alternative capital. Data proves they’re among the best loan brokers in Singapore for non-standard credit requirements.
They maintain direct access to over 40 non-bank lending institutions and private investment funds. Their fast-track approach frequently secures loan approvals and fund disbursements within three days.
The firm offers high loan-to-value limits and flexible tenures that traditional banks cannot match. They work closely with valuation experts to structure customised property-backed financing programmes.
#14. Lendela Pte Ltd
| Website | https://sg.lendela.com/ |
| Location | 176 Orchard Rd, #05-05, Singapore 238843 |
| Operating Hours | Monday to Friday: 9AM to 7:30PM Saturday: 10AM to 3PM Sunday: CLOSED |
| Contact | +65 6964 0636 |
| Price | Varies by loan type |
| Google Review Ratings | 4.9 ⭐⭐⭐⭐⭐ from 2,432 reviews as of February 2026 |
| Services Offered | Personal Loan Business Loan Mortgage Debt Consolidation Loan Renovation Loan and more |
Lendela Pte Ltd runs a digital matchmaking platform using a unique reverse auction model. They connect personal and business applicants with over 50 different lending partners.
Their system allows borrowers to receive multiple personalised offers from a single online form. They show exact interest rates and approved amounts upfront before users formally commit.
The platform actively protects consumer credit scores by eliminating the need for multiple direct inquiries. A dedicated customer service team supports every applicant from initial selection to final disbursement.
#15. BizBridge Pte Ltd
| Website | https://www.bizbridge.sg/ |
| Location | 22 Sin Ming Ln, Midview City, Singapore 573969 |
| Operating Hours | Monday: 12AM to 7AM, 8AM to 8PM Tuesday to Friday: 8AM to 8PM Saturday: 9AM to 12AM Sunday: 12AM to 8AM, 9AM to 12AM |
| Contact | +65 9648 2040 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 26 reviews as of February 2026 |
| Services Offered | Property Financing Business Loan SME Working Capital Loan Personal Loan and more |
BizBridge Pte Ltd acts as a dedicated capital connector for small and medium enterprises. They rank firmly among the best loan brokers in Singapore for corporate trade financing.
Their consultants analyse a company’s financial health to identify viable routes before approaching lenders. They help businesses navigate complex government-assisted structures like the Enterprise Financing Scheme.
The firm maintains a transparent policy regarding fees to prevent hidden administrative costs. They frequently visit clients on-site to understand daily operations and build compelling credit narratives.
#16. Loan Experts Pte Ltd (SG Mortgage Cat)
| Website | https://loanexperts.sg/ |
| Location | 11 Hamilton Rd, Singapore 209182 |
| Operating Hours | Monday to Friday: 10AM to 6PM Saturday to Sunday: CLOSED |
| Contact | +65 8380 2610 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 24 reviews as of February 2026 |
| Services Offered | Residential Home Loans Equity Loan Commercial Property Loan Business Capital Loan |
Loan Experts Pte Ltd operates under the highly recognisable SG Mortgage Cat brand. They specialise in comprehensive residential financing, refinancing, and property decoupling advisory services.
Their team monitors interest rate movements across major banks daily to identify hidden flash deals. They break down complex metrics like the Total Debt Servicing Ratio into simple terms.
The firm utilises digital channels to share bite-sized financial tips with first-time homebuyers. They actively build a friendly, neighbourly persona to remove the intimidation factor from banking.
#17. Aussie Expat Home Loans
| Website | https://www.aexphl.com/ |
| Location | 1 Phillip St, #08-00, Singapore 048692 |
| Operating Hours | Monday to Friday: 9AM to 6PM Saturday to Sunday: CLOSED |
| Contact | +65 6050 5259 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 191 reviews as of February 2026 |
| Services Offered | Expat Home Loans Residential Property Loans Refinancing Investment Property Loans and more |
Aussie Expat Home Loans targets Australian expatriates living in Singapore and across Asia. They are undoubtedly the best loan brokers in Singapore for this highly specific demographic.
The firm navigates complex foreign income assessments and cross-border tax implications for overseas buyers. They maintain direct access to over 40 Australian lenders to secure expat-friendly rates.
Their specialists handle the entire consultation and settlement process remotely via digital platforms. They consistently negotiate favourable terms to help clients avoid expensive non-resident rate loading.
#18. Avant Consulting
| Website | https://avantconsulting.sg/ |
| Location | 7500a Beach Rd, #09-324 The Plaza, Singapore 199591 |
| Operating Hours | Monday to Friday: 9AM to 6PM Saturday to Sunday: CLOSED |
| Contact | +65 9092 5632 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 11 reviews as of February 2026 |
| Services Offered | Business Term Loan Invoice Financing Mortgage Loan SME Loan Brokerage Grant Consultant |
Avant Consulting merges legal precision with sophisticated financial advisory for growing enterprises. They specialise in structuring complex corporate financing, convertible bonds, and equity investments.
Their consultants apply rigorous due diligence to help startups prepare for crucial growth stages. They integrate strict legal compliance frameworks directly into their capital raising strategies.
The firm’s founders hold extensive professional backgrounds in top-tier corporate law firms. Prestigious directories like IFLR1000 frequently recognise their high standing in the capital markets.
#19. 365 Credit Solutions
| Website | https://www.365credit.com.sg/ |
| Location | 14 Scotts Rd, #03-63 Far East Plaza, Singapore 228213 |
| Operating Hours | Monday to Friday: 10:30AM to 8:30PM Saturday to Sunday: 10:30AM to 5PM |
| Contact | +65 6222 5500 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 742 reviews as of February 2026 |
| Services Offered | Personal Loan Interest Free Loan Business Loan Bridging Loan CPF Personal Loan and more |
365 Credit Solutions operates as a fully licensed moneylender in the city centre. They easily rank among the best loan brokers in Singapore for urgent bridging finance.
The team customises flexible loan tenures that match the borrower’s specific income cycle accurately. Their streamlined digital application process allows for same-day cash disbursement during emergencies.
The Ministry of Law heavily regulates their operations to ensure strict ethical lending practices. They maintain complete transparency regarding interest rates from the very first consultation.
#20. ROSHI
| Website | https://www.roshi.sg/ |
| Location | 7 TEMASEK BOULEVARD #13-07 SUNTEC TOWER ONE, Singapore 038987 |
| Operating Hours | Monday to Friday: 10AM to 6PM Saturday: 10AM to 2PM Sunday: CLOSED |
| Contact | +65 8025 1363 |
| Price | Varies by loan type |
| Google Review Ratings | 4.9 ⭐⭐⭐⭐⭐ from 178 reviews as of February 2026 |
| Services Offered | Home Loans Refinance Loans Personal Loans Fast Cash Loans Business Loans |
ROSHI functions as a digital loan marketplace for personal and SME financing products. Their platform allows users to aggregate multiple offers from curated banks seamlessly.
The system uses a proprietary algorithm to match applicants with high-probability lenders instantly. They provide valuable educational tools to help users understand their credit standing before applying.
The company prioritises data privacy and strictly avoids using aggressive sales tactics. They maintain an unbiased view of the market to ensure completely transparent loan comparisons.
#21. Capital Funds Investments Pte Ltd
| Website | https://www.capitalfunds.com.sg/ |
| Location | 65 Ubi Cres, #06-07 Hola Centre, Singapore 408559 |
| Operating Hours | Monday to Friday: 12PM to 8PM Saturday: 11AM to 3PM Sunday: CLOSED |
| Contact | +65 6281 7736 |
| Price | Varies by loan type |
| Google Review Ratings | 4.9 ⭐⭐⭐⭐⭐ from 947 reviews as of February 2026 |
| Services Offered | Debt Consolidation Loan Personal Loan Business & SME Loan Renovation Loan Bridging Loan and more |
Capital Funds Investments Pte Ltd provides licensed moneylending services to individuals and businesses. They are definitely one of the best loan brokers in Singapore for fast capital.
Their strong capital reserves allow them to handle significantly larger loan amounts than typical lenders. They adjust bespoke loan structures dynamically as a borrower’s financial situation improves over time.
The firm boasts high approval rates for clients demonstrating a clear capacity to repay. They prioritise complete customer confidentiality and discreet handling of all sensitive financial matters.
#22. Home Loan Singapore Pte. Ltd.
| Website | https://www.homeloan.com.sg/ |
| Location | 82 Lor 23 Geylang, #04-09 Atrix Building, Singapore 388409 |
| Operating Hours | Monday to Sunday: 10AM to 6PM |
| Contact | +65 9009 1898 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 30 reviews as of February 2026 |
| Services Offered | Home Loan Advisory Mortgage Brokerage Refinancing and more |
Home Loan Singapore Pte. Ltd. operates as a specialised mortgage consultancy for property buyers. They handle new home applications, refinancing for HDB flats, and equity term loans.
Their team continuously monitors interest rate trends to alert clients about profitable refinancing opportunities. They provide detailed comparative analyses that calculate the total cost of borrowing accurately.
The firm acts as a single point of contact to streamline the entire financing journey. They focus heavily on educating everyday borrowers about complex mortgage terminology and lock-in periods.
#23. Linkflow Capital Pte Ltd
| Website | https://smeloan.sg/ |
| Location | 150 S Bridge Rd, #02-10A Fook Hai Building, Singapore 058727 |
| Operating Hours | Monday to Friday: 9AM to 7PM Saturday to Sunday: CLOSED |
| Contact | +65 6589 8119 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 132 reviews as of February 2026 |
| Services Offered | Business Loan SME Loan SME Working Capital Loan Temporary Bridging Loan SME Financing Guide and more |
Linkflow Capital Pte Ltd acts as a dedicated SME loan consultancy for business financing. They’re undeniably one of the best loan brokers in Singapore for commercial entities.
Their internal pre-screening process identifies and resolves credit profile issues before formal bank submission. They consistently secure in-principle approvals within 48 hours for highly urgent corporate cases.
The firm built a proprietary digital tool specifically for SME loan package comparisons. They frequently publish detailed industry reports regarding government-assisted credit schemes and risk management.
#24. A1 Credit
| Website | https://a1credit.sg/ |
| Location | 2 Havelock Road, Havelock 2, #02-08, Singapore 059763 |
| Operating Hours | Monday to Friday: 11AM to 8:30PM Saturday to Sunday: 11AM to 5PM |
| Contact | +65 6336 0833 |
| Price | Varies by loan type |
| Google Review Ratings | 4.9 ⭐⭐⭐⭐⭐ from 912 reviews as of February 2026 |
| Services Offered | Business Loan Bridging Loan CPF Personal Loan Foreigner Loan Payday Loan and more |
A1 Credit provides ethical licensed moneylending services regulated by the Ministry of Law. They focus entirely on personal, foreigner, and payday loans with fast turnaround times.
Their modern digital tools expedite the verification process to ensure immediate cash disbursement. They design flexible repayment plans tailored specifically to the individual borrower’s payday cycle.
The firm strictly adheres to interest rate caps and fee structures mandated by law. Their loan officers always explain every contract term clearly to prevent any financial surprises.
#25. Crawfort
| Website | https://crawfort.com/sg/ |
| Location | 1 N Bridge Rd, #01-35 High Street Centre, Singapore 179094 |
| Operating Hours | Monday to Tuesday: 10:30AM to 7:30PM Wednesday to Friday: CLOSED Saturday: 11AM to 7:30PM Sunday: CLOSED |
| Contact | +65 6777 8080 |
| Price | Varies by loan type |
| Google Review Ratings | 4.9 ⭐⭐⭐⭐⭐ from 3,418 reviews as of February 2026 |
| Services Offered | Personal Loan Instant Loan Home Loan Debt Consolidation Plan Wedding Loan and more |
Crawfort operates as a technology-driven licensed moneylender specialising in personal micro-loans. Data clearly places them among the best loan brokers in Singapore for instant liquidity.
Their proprietary algorithms assess creditworthiness rapidly to facilitate a completely paperless application process. They use alternative data points to approve individuals often overlooked by rigid banking systems.
The digital platform allows borrowers to manage balances and execute online repayments autonomously. They actively use data analytics to prevent over-borrowing and promote responsible financial habits.
#26. Happy Cash
| Website | https://lowinterestloan.com.sg/ |
| Location | 465 N Bridge Rd, #01-5083, Singapore 191465 |
| Operating Hours | Monday to Friday: 11AM to 8PM Saturday: 11AM to 7PM Sunday: CLOSED |
| Contact | +65 6291 4312 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 722 reviews as of February 2026 |
| Services Offered | Personal Loan Pay Day Loan Business Loan |
Happy Cash functions as a digital-first mobile lending service for short-term credit facilities. They primarily provide micro-loans to younger demographics and gig economy workers facing emergencies.
Their highly automated system utilises mobile data and behavioural analytics to assess credit risk instantly. They execute instant disbursements without requiring users to visit a physical branch office.
The intuitive app removes complex financial jargon to make borrowing highly accessible. They serve as a vital, legitimate safety net for the unbanked or underbanked population.
#27. Ace Mortgage Advisory
| Website | https://acemortgage.sg/ |
| Location | 21 Bukit Batok Cres, #23-77, Singapore 658065 |
| Operating Hours | Monday to Sunday: OPEN 24 HOURS |
| Contact | +65 8850 5294 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 106 reviews as of February 2026 |
| Services Offered | Refinance Home Loan Compare Bank Loans Private Property (Condo/Landed) HDB (BTO/Resale) Commercial Property Loan |
Ace Mortgage Advisory delivers boutique consultancy services for Singaporean homeowners and property investors. They rank securely among the best loan brokers in Singapore for comprehensive financial planning.
Their consultants actively negotiate with banks to waive fees or lower initial interest spreads. They provide ongoing management services to alert clients when profitable refinancing windows open.
The firm frequently structures complex decoupling loans for clients executing multiple property purchases. They dedicate significant time to explaining acronyms like SIBOR and SORA to first-time buyers.
#28. 96bm Credit
| Website | https://cashloansingapore.com.sg/ |
| Location | Blk 302, Ubi Ave 1, #01-31, Singapore 400302 |
| Operating Hours | Monday to Tuesday: 11AM to 7:30PM Wednesday to Sunday: CLOSED |
| Contact | +65 6292 2629 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 5,031 reviews as of February 2026 |
| Services Offered | Payday Loan Gojek/Grab Loan Wedding Loan Fast Cash Loan Monthly Loan and more |
96bm Credit acts as a highly reliable licensed moneylender for personal and business needs. They supply bridging loans to clients facing temporary cash flow deficits or medical emergencies.
Their team customises repayment plans to fit the borrower’s specific ability to pay. They typically grant formal loan approvals within one hour of receiving the initial submission.
The Ministry of Law fully regulates their fair and transparent fee structures. Their loan officers adopt a consultative approach to offer solid debt management advice upfront.
#29. Raffles Credit
| Website | https://www.rafflescredit.com.sg/ |
| Location | 17A Circular Rd, Singapore 049373 |
| Operating Hours | Monday to Friday: 10:30AM to 8PM Saturday to Sunday: 10:30AM to 4:30PM |
| Contact | +65 6235 1788 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 765 reviews as of February 2026 |
| Services Offered | Business Loan Bridging Loan CPF Personal Loan Foreigner Loan Monthly Loan and more |
Raffles Credit supplies licensed moneylending services to expatriates, professionals, and blue-collar workers. Reviewers frequently rate them as the best loan brokers in Singapore for customer service.
They utilise a highly streamlined verification process to respect the privacy of every applicant. Their team consistently offers some of the most competitive interest rates in the sector.
Various financial blogs and directories regularly feature them as a top-rated local lender. They heavily emphasise financial education to ensure clients fully understand their borrowing implications.
#30. i-CREDIT
| Website | https://www.icredit.com.sg/ |
| Location | 82 Lorong 23 Geylang #05-02 ATRIX, Singapore 388409 |
| Operating Hours | Monday to Tuesday: 11AM to 8PM Wednesday: CLOSED Thursday to Friday: 11AM to 8PM Saturday to Sunday: 11AM to 4PM |
| Contact | +65 6222 5222 |
| Price | Varies by loan type |
| Google Review Ratings | 5.0 ⭐⭐⭐⭐⭐ from 3,660 reviews as of February 2026 |
| Services Offered | NSF Loan Grab/Gojek Driver Loan Debt Consolidation Loan Payday Loan Unsecured/Personal Loan in Singapore and more |
i-CREDIT operates as a licensed moneylender providing personal and bridging loans to locals. They strictly adhere to the Moneylenders Act to guarantee a safe borrowing environment.
Their inclusive credit assessment policy looks at current repayment capacity rather than past mistakes. They feature a loyalty programme where repeat customers access better terms and higher amounts.
The firm frequently provides cash on the spot to handle severe financial emergencies. They maintain a welcoming office environment to remove the stigma attached to alternative lending.
Conclusion About The Best Loan Brokers In Singapore
This guide analysed verified data to highlight the top loan brokers available locally. It strips away the confusing marketing noise to deliver clear and objective metrics.
Consumers can now bypass analysis paralysis and approach their financial decisions with complete certainty. They don’t have to fear hidden fees or poor service anymore.
Readers should use these bottom-line summaries to select a broker that fits their exact needs. Smart shoppers contact these top-rated companies today to secure the best rates.
Note: For the latest and most recent updates on the above recommendations, refer to their respective website for the most accurate information.
Frequently Asked Questions About The Best Loan Brokers In Singapore
How Do Brokers Secure Better Interest Rates?
These professionals negotiate bulk discounts directly with major banks using high transaction volumes. They pass these exclusive wholesale rates straight to the consumer to guarantee a smart purchase.
Do Consumers Pay Upfront Fees For Mortgage Advice?
The vast majority of reputable firms don’t charge buyers any direct advisory fees. Banks pay them a standard commission after the final contract gets signed.
What Documentation Is Required For Fast Approval?
Applicants must prepare recent payslips, tax assessments, and existing credit reports to speed up the process. A complete data profile allows consultants to match borrowers with the ideal lending institution instantly.
How Long Does The Entire Application Process Take?
Top-tier platforms can return initial rate matches within a few minutes. Final cash disbursement usually takes one to three business days depending on the specific bank.
Can A Broker Help With A Bad Credit Score?
Specialists actively analyse poor credit histories to find lenders willing to assume higher risks. They map out clear debt restructuring plans to improve a borrower’s long-term financial health.
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